In a significant initiative to recognize India’s skilled workforce, the PM Vishwakarma Yojana 2024 or PM Vishwakarma Kaushal Samman (PM-VKS) program has been introduced. This scheme is designed to celebrate and elevate the age-old artisans and craftsmen. These artisans have played a important role in shaping up India’s cultural and economic legacy for ages. The PM-VKS program is aimed at acknowledging and promoting India’s skilled labor force.
What is PM PM Vishwakarma Yojana 2024?
The PM Vishwakarma Yojana for craftsmen is a state initiative aimed at uplifting artisans and craftsmen, who are often referred to as Vishwakarmas. These are people with outstanding abilities in age-old crafts like woodworking, metalworking, textile making, ceramics, and various other skilled trades. This program acknowledges their efforts and offers them the essential assistance to improve their living conditions.
Objectives of PM Vishwakarma Yojana 2024
- Appreciation and Honor: The initiative is designed to honor the significant role played by skilled craftsmen. These craftsmen are essential to India’s economic growth and cultural legacy. By showing appreciation and honor, the goal is to elevate the spirits of these artisans.
- Enhancement of Skills: PM-VKS focuses on enhancing the abilities of traditional craftsmen through a variety of training initiatives. This encompasses contemporary methods, digital competency, and creative approaches to enhance the quality and appeal of their goods.
- Financial Support: The initiative offers financial backing in the shape of loans, grants, and financial assistance. This financial support is vital for craftsmen to acquire materials, improve their equipment, and grow their enterprises.
- Market Expansion: The initiative supports easier access to both domestic and global markets. It enables craftsmen to exhibit and sell their goods on a broader scale. This not only increases their earnings but also showcases Indian craftsmanship worldwide.
- Infrastructure Upgrades: PM-VKS seeks to enhance the working environments of craftsmen by developing superior infrastructure. This includes the creation of shared facilities, workshops, and exhibition areas. In these locations, craftsmen can work together and exhibit their creations.
Impact of the Scheme
Since its launch, the PM Vishwakarma Kaushal Samman initiative has significantly benefited numerous traditional artisans. It has allowed them to update their methods, expand their market reach, and enhance their financial well-being. Additionally, the program has been instrumental in preserving India’s rich artisanal traditions by motivating younger generations to consider traditional crafts as promising career paths.
| Name of Scheme | PM Vishwakarma Kaushal Samman |
| Article Category | Yojana |
| Department | Ministry of Micro,Small & Medium Enterprises |
| Beneficiary | Traditional Artisans |
| Objective | Providing free skill training and improve their quality of life |
| Who can Apply | Artisans who falls under Eligible Trades of this scheme |
| PM Vishwakarma Yojana Funding | Rs. 13,000 crore |
| Official Website | https://pmvishwakarma.gov.in/ |
| Scheme Guideline | Download PDF |
| How to Register as Artisan | Download PDF |
| Apply Mode | Online / Offline |
PM Vishwakarma Yojana 2024 Scheme Details
The Government of India has introduced the PM Vishwakarma Yojana, aiming to benefit over 140 castes within the Vishwakarma community. The program offers low-interest loans along with various advantages. These include complimentary training, a daily allowance of ₹500 during the training period, and a ₹15,000 grant to purchase toolkits. This PM Vishwakarma Yojana financial assistance will be a ray of hope for struggling artisans.
Key Benefits
Free skill training for Vishwakarma community members.Loans up to ₹300,000 at a 5% interest rate, disbursed in two phases.Identification cards and certificates for artisans and craftsmen.A sanctioned budget of ₹13,000 crores.
1.Recognition:
Successful Applicants will be recognized as Vishwakarmas and will be given a proper ID Card and Certificate for future use.
2.Skill Upgradation:
a. Skill verification process will be followed by 5-7 days (40 hrs) of basic training.
b. Interested candidates can also enrol for 15 days (120 hrs) advanced training.
c. A training stipend of Rs. 500 will be given.
3.Toolkit Incentive: Rs. 15000 grant.
a. A toolkit incentive of up to ₹15,000 will be given to the beneficiary after Skill Assessment at the start of Basic Training.
b. The incentive will be provided through e-RUPI/e-vouchers.
c. Beneficiaries can use these e-vouchers at designated centers to buy upgraded toolkits.
4.Credit Support:
a. Unsecured Enterprise Development Loans:
First Phase: Up to ₹1 lakh, to be repaid over 1.5 years (18 months).
Second Phase: Up to ₹2 lakh, to be repaid over 2.5 years (30 months).
b. Concessional Rate of Interest: artisans will pay 5% interest. The government will cover up to 8% interest.
c. Credit Gurantee fees to be borne by Government of India.
5.Incentive for Digital Transaction:
Re. 1 per transaction for maximum limit of 100 transactions monthly.
6.Marketing Support:
The National Committee for Marketing (NCM) will provide services including Quality Certification. Additionally, they will manage Branding & Promotion, e-commerce integration, participation in Trade Fairs, advertising, publicity, and other marketing efforts.
PM Vishwakarma Yojana 2024 Eligibility Criteria
PM Vishwakarma Yojana Eligibility criteria are as follows:
1. Minimum Age of the applicant at the time of application must be 18 years .
2. A person in government service holder or their family members can not apply in this scheme.
3. Only one member in the family can register avail the benefits of this scheme.
4. People who are working in the trade of 18 family-based traditional trades mentioned below are eligible in this scheme. They must be working with hands and tools. They should be in the unorganized sector or self-employed.
5. Applicant should be engaged in these related trades at the time of application. They should not have availed any similar credit-based loan from any central or state govt. organization in the past 5 years.
Eligible Trades for PM Vishwakarma Yojana 2024
Wood Based
Carpenter ( Suthar )
Boat Maker
Architecture/Construction
Mason ( Rajmistri )
Gold / Silver Based
Goldsmith ( Sunar )
Iron/ Metal Based* / Stone Based
Armourer
Blacksmith ( Lohar )
Hammer and Toolkit Maker
Locksmith
Sculptor ( Moortikar, Stone Carver )
Stone Breaker
Others
Broom Maker / Basket / Mat / Coir Weaver
Doll and Toy Maker ( Traditional )
Barber ( Naai )
Garland Maker ( Malakar )
Washerman ( Dhobi )
Tailor ( Dorzi )
Fishing Net Maker
Clay Based
Potter ( Kumhaar )
Leather Based
Cobbler ( Charmakar )/Shoesmith/Footwear Artisan
(*) Also includes manufacture of Bronze,Brass,Copper,Dias,Utensils,Figurines etc.
How to Apply for PM Vishwakarma Yojana Benefits
- There is no fee to sign up for PM Vishwakarma. The Government will cover all costs for enrolling through CSC, registering, and issuing certificates or ID cards under the Scheme.
- Under the PM Vishwakarma scheme, all registrations will now be linked to Aadhaar, with biometric authentication for verification. Beneficiaries will receive updates about incentive disbursements via SMS.
PM Vishwakarma Yojana Application Process
Steps for Registration Process:
- Application Submission:
- Applications can be submitted through Common Service Centres (CSCs) or online via the Aadhaar-based PM Vishwakarma portal.
- The portal integrates with various Government portals, including Skill India Digital, and features a multi-lingual helpline.
- Application Assistance:
- Beneficiaries can apply directly or get assistance from CSCs with the help of Village Level Entrepreneurs (VLEs) or Enumerators.
- CSCs will assist beneficiaries in understanding and opting for benefits under the Scheme and inform them about the Skill Upgradation component.
- Bank Account Requirement:
- Beneficiaries without a bank account must open one with CSC assistance.
- Aadhaar-seeded bank account details should be provided during application and will be used for monetary benefits.
- Aadhaar Authentication:
- Aadhaar authentication will be required at every stage, done via biometric by CSCs.
- Additional Registration Links:
- The portal will link to the Udyam Assist Portal for informal micro enterprises without PAN. Applicants with PAN will be directed to the Udyam Registration Portal for MSMEs.
- GeM Portal Onboarding:
- Beneficiaries will be encouraged to register on the GeM Portal for market access and public procurement opportunities.
How to Register As a Artisan in PM Vishwakarma?
PM Vishwakarma Yojana 2024 Registration process is explained in detail in the below pdf file. Download for your convenience.
Download PM Vishwakarma Guidelines
Download PM Vishwakarma Guidelines
Documents Required
- Identification proof (Aadhar card, PAN card)
- Caste certificate
- Residence proof
- Passport size photo
- Bank account details
To apply, check the application status, or for admin login details, visit the official website of the PM Vishwakarma Yojana.
Verification and Approval Process
There will be a 3-tier verification and approval process for the registration of beneficiaries:
Stage 1: Verification at ULB or Gram Panchayat level
- Ensure the beneficiary has been traditionally engaged in self-employment in the trade
- Verify family details to ensure only one eligible person per family
Details collected by VLEs will be certified by:
- Head of Gram Panchayat in villages
- Executive Head of ULBs
Stage 2: Recommendation and Vetting by the District Implementation Committee
- Verified details from the Head of Gram Panchayat or Executive Head will be submitted online to the District Implementation Committee.
- The District Implementation Committee will:
- Conduct the second step of verification
- Ensure proper review and recommendation of the beneficiaries’ applications
Stage 3: Approval by the Screening Committee
- Final approval for beneficiary registration will be granted by the Screening Committee.
- The Screening Committee will Review recommendations from the District Implementation Committee
- Conduct thorough due diligence
- The Screening Committee will be lead by:
- An officer from the field office of DC-MSME
- The committee will also include:
- State Lead Bank Manager
- Representatives from MSDE
- Each State/UT will have this committee to oversee the registration process
PM Vishwakarma Certificate and ID Card
After completing the three-step verification and approval process:
- Artisans and craftspeople will be registered as Vishwakarmas under the Scheme.
- They will receive:
- Digital ID
- PM Vishwakarma Digital Certificate
- PM Vishwakarma ID Card
- The certificate will officially recognize them as Vishwakarmas and make them eligible for all benefits under the Scheme.
Who Will Give Loans ?
PM Vishwakarma Yojana Support for artisans will be possible through the banks of below category:
- Scheduled Commercial Banks
- Regional Rural Banks
- Small Finance Banks
- Co-operative Banks
- Non-banking Finance Companies
- Micro Finance Institutions
Present Scheme Status
| Stages of PM Vishwakarma Yojana 2024 | No of Application |
|---|---|
| Total Application | 23141397 |
| Stage 1 Verification Complete – Gram Panchayat Or ULB/ZONE Level | 12074451 |
| Stage 2 Verification Complete – District Implementation Committee | 2556668 |
| Stage 3 Verification Complete – Screening Committee | 1475883 |
| Successfully Registered | 1475883 |
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Conclusion
The PM Vishwakarma Yojana 2024 scheme provides recognition, financial assistance, skill development, and market access. This empowers traditional artisans. It also preserves the cultural heritage of India. It also safeguards the nation’s cultural heritage. This initiative represents a move towards creating a self-reliant and self-sufficient India. The skills and craftsmanship of every individual are valued and promoted.
FAQs
1. Any Collateral needed for Loan in this scheme ?
No collateral is needed.
2. Who is the Target of this PM Vishwakarma Yojana Loan scheme ?
Artisans and craftsmen who are mentioned in the 18 trades of the guidelines.
3.What is meant by a family in the PM Vishwakarma Yojana 2024 scheme ?
A husband, a wife and any unmarried children they have who are below 18 years of age.
4.Can a beneficiary of PM Vishwakarma Yojana 2024 apply for PMEGP ?
Yes, but only after they repays the loan taken under PM Vishwakarma Yojana 2024.
5. Who can i contact to register/apply in this scheme ?
Visit nearest CSC , MSME-DFO, and DIC .
